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Financing Available for Everyone - APPLY ONLINE >>>
Financing Available - Apply ONLINE >>

Financing

Gate Furniture has partnered with several financial services companies to offer our customers a lot great financing options.

Option 1 -  Snap Finance (Online Application)

Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner! Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help.

Snap Leasing Requirements:

  • 3 Months of history with current employer or current source of income.
  • Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
  • No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
  • Must be 18 years or older to apply and must have a valid SSN or ITIN.

$39 processing fee at time of purchase (Credit or Debit Card).

Snap Finance will setup an auto draft for 12 months. However, if you want to pay it off in 100 days same as cash.

Once you complete the Snap Finance Online Application, you will get an answer instantly.

 


 

 Option 2 - Acima Credit (Online Application)

You can be approved for leasable items valued at $500 to $5,000.

-   No Credit Scores

-   Easy Payment Options

Acima Credit Requirements:

  • Three months of history with your current employer or current source of income.
  • US government-issued photo ID and SS# or ITIN#.
  • Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more.
  • No NSFs, excessive overdrafts, or negative balances on your current checking account.

How much will this cost me?
The cost to acquire ownership depends on whether or not you exercise one of the early buyout options.

  • The 90-Day Option will cost you the initial payment.
  • The Early Buyout Option allows you to pay a discounted portion (usually 75% of the remaining payments owed) in one lump sum at any time after the first 90 days of the agreement.
  • If you choose to pay off the lease over the 12-month lease term you will pay approximately two times the invoice amount.

$50 initial payment

Once you complete the Acima Credit Online Application, you will get an answer instantly.

 


Option 3 – West Creek (Online Application)

- High approval rates

Don’t let credit issues stop you from buying what you want. With West Creek’s high-tech, innovative decisioning and 82% approval rate, there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.

Once you complete the West Creek Online Application, you will get an answer instantly.